
About us
Neef Financial Solutions offers hands‑on mortgage support, guiding clients through each stage of borrowing with clear communication and informed lender engagement.
Experienced mortgage broker and founder
Neef Financial Solutions helps business owners, professionals and property investors arrange finance that supports their long‑term goals. Established in 2007 and operating from Hawthorn, VIC, the brokerage leverages relationships with more than 50 lenders to find suitable Home loans, Refinance, First home buyers, Investing, Pre approval, Personal loans, Commercial loans, Construction loans, Business lending and Asset finance solutions.
The team provides clear, proactive guidance through application, settlement and ongoing account management. With deep industry experience and direct lender engagement, Neef Financial Solutions manages complex transactions and builds practical loan structures aimed at helping clients grow wealth and secure financial stability across Hawthorn, Richmond, Malvern.

David Neef
Managing Director
Phone: 0405 700 481
Email: david@
David brings more than 20 years in finance to his mortgage practice, drawing on roles at Westpac, GE Money and Liberty Financial before brokerage experience with Smartline Brokers and Home Loan Centre Australia. He founded Neef Financial Solutions in 2007 and leads with deep industry knowledge. He focuses on finance for business owners, professionals and investors, known for pragmatic problem‑solving, compassion for individual circumstances and a commitment to long‑term client trust, offering hands‑on support.
Tania Neef
Office Manager & Broker Assistant
Tania has over 30 years’ experience as an office manager, personal assistant and bookkeeper, bringing calm organisation and precise administration to every file. Her operational know-how keeps processes moving smoothly from submission through to settlement, liaising directly with banks to resolve issues promptly. She builds warm, reliable rapport with customers, keeping them informed throughout the loan journey. Tania values each relationship and is dedicated to supporting clients at every step.
Our services
We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.
Common questions and answers
In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
There are no extra loan repayments or fees when you take out a loan through a broker. A broker is simply paid commission by the lender for introducing new business, but this doesn’t affect your interest rate or other aspects of the loan agreement.
Is it more expensive to use a broker?
Using a broker is free for you because the lender pays your broker. With access to hundreds of loan products from various lenders, brokers will find the ideal loan for you and your circumstances. In most instances, this is a combination of the lowest available rate at the time and product features that are most convenient for you.
Some brokers charge service fees, which must be disclosed before they provide their services.
How much can I borrow?
While our borrowing calculator can give you a decent idea of how much money you may be able to take out, for a more precise assessment, please get in touch with our team. We can then go through your options with you and chat about your circumstances in further detail.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.
Which lenders do you work with?
Because we are connected to a mortgage aggregator, we have the privilege of being able to source loan options from over 50 different lenders. This means that we can help you find multiple suitable options for you and your specific situation.









